Company Benefits

With your objectives as a guide, finding the right solution means a plan that will yield the best results for your organization. For most organizations, health insurance is the second largest budget item after payroll, and each year the cost seems to increase exponentially.  It is not only health care reform that has transformed the world of employee benefits, but also economic conditions that continually necessitate the reigning in of personnel costs.

Caribou Insurance appreciates the importance of a qualified and motivated work force, and the employee benefit program provided to employees is a compelling driver for staff retention. We possess the ability to provide a total solution to the many challenges present in today’s market by understanding your organization’s employee benefits needs.

Employee Benefits Solutions Include:

  • Health Care Reform Consulting
  • Benefit Enrollment Strategy
  • Compliance Guidance & Support
  • Analytics and Financial Advocacy
  • Benefit Contribution Analysis
  • Employee Engagement and Education
  • Integrated Payroll & Workforce Planning
  • Section 125 Administration
  • Flexible Spending Accounts (FSA’s), Health
  • Reimbursement Accounts (HRA’s) and Health Savings Accounts (HSA’s)
  • Dental & Vision Plans
  • Life Insurance including Accidental Death Dismemberment (AD&D) and Voluntary Life
  • Short & Long Term Disability
  • COBRA & HIPAA Administration
  • Accident, Critical Illness and additional cash benefit policies